Safe e-banking and e-shopping
Internet banking and e-shopping are very common
nowadays. Both are easy and convenient. However,
you must take extra precautions to avoid the risk
of identity theft and disclosure of your bank
details and personal information.
Risks associated with e-banking & e-shopping
Beware of the risks from phishing
and identity theft. Phishing is an attempt to
trick you into disclosing your password and personal
details online by means of fraudulent emails and
fake websites. Identity theft involves stealing
or hijacking the Internet identity of another
person for the purposes of illegal use of Internet
service, or to impersonate someone in order to
commit other crimes.
Criminals try a variety of techniques to collect
your information. Legitimate shops, banks and
financial institutions rarely ask for password
or personal information via email. If you receive
an email that asks for such information, or requests
you follow a link where you are required use your
login information, you should be careful. Such
emails are very likely phishing messages.
to learn how to protect yourself from phishing.
It is hard to separate Internet sales and criminal
activity. Cases of fraud are constantly being
reported to the Hong Kong Police.
to learn how to recognise Internet fraud when
you are e-shopping.