| Q1. |
What should I do if
I have given out my personal financial information
to phishers? |
| A1. |
Keep calm and keep copies
of the suspicious email and correspondence.
If you have given out your personal financial
information such as your Internet bank account
username and password, change your password
of your account immediately. Check your account
status and contact the relevant organisation
such as your bank for verification. You may
consider to cancel your account and open a
new one to avoid fraud and losses. Report
the crime to the police immediately for investigation
if necessary. |
| Q2. |
What will phishers do
after collecting information from the victims? |
| A2. |
Fraudsters will normally use the information
in the following ways:
-
Sell in Internet Black Markets
Personal or financial information that
stolen by phishing is sold to criminal
gangs in online Black Markets through
Internet chat rooms or websites. These
gangs will then buy this information
and then use it for creating new bank
or credit card accounts for overdraft
or buy items and resell for cash.
-
Take control of online shopping accounts
Phishers once stole the account and
financial information of online shoppers,
they will take control of the account
by changing the login password and use
the account for online bidding auction
items. In this way, any confirmation
email and buying/selling information
will not be known by the original account
holder until the bank charges the original
holder.
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